Encina Business Credit, LLC (EBC) announced Michael Lustbader, Roger Tauchman and Chad Seyfert have joined the company as Senior Managing Director of Underwriting, Managing Director of Underwriting, and Director of Underwriting, respectively.

Based in EBC’s Westport, Conn., office, Lustbader is a 30-year industry veteran who most recently served as Senior Vice President & Senior Credit Officer in the asset-based lending group at TD Bank. He previously held senior underwriting and risk management roles within the asset-based lending groups at GE Capital (where he spent 12 years) and The Bank of New York.

Based in the company’s Boston office, Tauchman is a 25-year industry veteran who most recently served as Vice President in the asset-based lending group at MUFG Union Bank. He previously held senior underwriting and risk management roles within the asset-based lending groups at GE Capital (where he spent eight years), Bank of America and Sanwa Business Credit Corporation.

Based in EBC’s Chicago headquarters, Seyfert is a 15-year industry veteran who most recently served as Vice President in the asset-based lending group at The Huntington National Bank. Prior, he held underwriting and risk management roles within the asset-based lending groups at Associated Bank and First Business Capital Corp.