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Mitsubishi HC Capital and HD Hyundai to Provide Cross-Border Construction Financing Programs

April 04, 2025, 07:15 AM
Filed Under: Company Announcements

Mitsubishi HC Capital America, the largest non-bank, non-captive finance provider in North America with $7.5 billion in owned and managed assets, announces a new strategic financing relationship with HD Hyundai Construction Equipment North America (HD Hyundai) to help construction businesses across the U.S. and Canada acquire the latest Hyundai equipment.

HD Hyundai will incorporate Mitsubishi HC Capital America into its preferred financing provider network across North America, facilitating retail end-customer financing, dealer rental fleet financing, and inventory floor plan financing. This strategic collaboration provides contractors, dealers, and construction firms with flexible and affordable financing options to invest in Hyundai’s industry-leading machinery. By leveraging Mitsubishi HC Capital America’s financial strength and industry expertise, businesses can access competitive rates, customized payment plans, and a seamless financing process designed to improve cash flow and operational efficiency.

“At Mitsubishi HC Capital America, we understand that access to the right equipment at the right time is critical for construction firms to stay competitive,” said Chris Johnson, Senior Vice President, Construction. “Our partnership with HD Hyundai allows us to provide tailored financing solutions that help businesses invest in the latest technologies, increase productivity and manage costs effectively. Whether a company is looking to expand their business or upgrade to more advanced machinery, we’re here to make financing simple, flexible and accessible.”

“Canada is a critical market for the company because of its strong outlook for the construction industry,” added Félix Beauregard, Vice President of Equipment and Inventory Finance for Mitsubishi HC Capital Canada. “It’s anticipated that continued infrastructure development and government investments will be a significant driver to positive economic conditions, and we’re looking forward to working with HD Hyundai to help Canadian companies deliver on this important work.”

Through the retail financing program, eligible customers can secure funding for Hyundai’s full line of construction equipment, including articulated dump trucks, excavators, wheel loaders, dozers and other heavy machinery. Dealers can also access inventory floor plan financing, allowing them to maintain optimal inventory levels while preserving cash flow and managing seasonal demand fluctuations effectively. Additionally, Mitsubishi HC Capital America offers a streamlined app-only finance program to qualifying businesses in the United States up to $1 million. This program is designed to simplify and accelerate the financing process, allowing dealers and customers to secure funding quickly and efficiently without the need for extensive documentation.







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