Civista Bancshares, Inc. announced Senior Vice President and Chief Credit Officer Paul J. Stark will retire on Dec. 31, 2023.

"Paul's insight and guidance the past 13 years has been instrumental in Civista's continued growth," said Dennis G. Shaffer, CEO and President of Civista Bancshares, Inc. "In preparation for Paul's retirement, Michael D. Mulford joined Civista Bank as SVP and will assume the position of Chief Credit Officer for the Bank upon Paul's retirement."

Stark has served as SVP and Chief Credit Officer since 2010. He was previously SVP and Chief Credit Officer at First National Bank in Howell.

Mulford comes to Civista with 33 years of credit experience, including 13 years as Executive Vice President, Chief Credit Officer at First Federal Bank of the Midwest ($3.5 billion in assets). After their merger with Home Savings Bank, Mulford assumed the role of Executive Vice President, Chief Credit Administration Officer for the newly formed Premier Bank ($7 billion in assets) for four years before moving on to take the Chief Credit Officer role at Coastal Carolina Bank. Early in his career he spent time in various credit roles with Society Bank, Mid-Am Bank and Key Bank.