Santa Cruz County Bank announced Michael Davis Luong has joined the bank as Vice President and Senior Relationship Manager for the Bank's Silicon Valley region. He is based out of the Bank's Cupertino office where he will be responsible for new business acquisition, lending, and business development in Silicon Valley and the Greater Bay Area.

Luong has an 18-year history in the banking industry with extensive experience in business development, credit underwriting, commercial real estate, SBA lending, and loan portfolio management for major financial institutions in Northern California and the Bay Area.

Luong served as Commercial Real Estate Relationship Manager for Meriwest Credit Union and as First Vice President and Regional Sales Manager of Northern California for CTBC Bank Corporation. Most recently, he served as Vice President and Commercial Real Estate Relationship Manager for Silicon Valley Bank where he managed a portfolio of commercial real estate of over $500 million.

Luong obtained his Bachelor of Arts degree in Economics and Comparative Corporate Management from University of California, Berkeley.

Jon Sisk, Executive Vice President and Chief Banking Officer, said, "We are thrilled to welcome Michael to the Bank's Silicon Valley team. His vast experience in commercial lending combined with business development experience and an extensive knowledge of credit are beneficial assets to serve our growing client base and attract new business in the greater Bay Area. We look forward to further growth in the region as a result of Michael's contributions."

Luong currently serves on the Board of the Silicon Valley Chapter of CCIM - Certified Commercial Investment Member.