South End Capital, a division of Stearns Bank N.A., a commercial lender and tech-enabled business, real estate and equipment finance platform, announced another explosive month for equipment financing. The 687 equipment financings in December were delivered to start-up and established businesses of all kinds, and many were funded in hours and required the borrower to complete just a short verbal or one-page application.

South End Capital offers new and used equipment financing with rates starting in the 4 percent range and terms up to 60 months.

"As a $2.2 billion financial institution, we're able to offer best-in-class equipment financing to small, medium and large businesses located in all 50 States and Washington, D.C." said Noah Grayson, President of South End Capital. "Borrowers can expect an expedited, low documentation process powered by the latest technology and hands-on personal service."

The terms of South End Capital's equipment financing program are customized and creatively structured to match a business’s cash-flow cycle, and equipment financing is available from $10,000 to $5 million+ (purchase or refinance). In many cases, 100 percent of the purchase price of the equipment can be financed with 0 percent down-payment or capital injection from the borrower. South End can provide equipment financing to most entity types, including sole proprietors, and differentiates itself by financing dealer and private-party sales.